Christmas shopping can feel like a never-ending race against the clock and your budget. But what if skipping some gifts could actually save you a nice chunk of change?
Not every present has to come wrapped with a bow to bring joy. Sometimes, saying no to certain purchases is the best gift you can give yourself.
Let’s explore some surprisingly savvy ways to keep more money in your wallet this holiday season. You might just find the perfect excuse to skip that extra shopping trip.
From decorations to gadgets, there are plenty of things that won’t just lighten your load—they’ll safeguard your savings. Ready to see what they are?
Here’s a list of 21+ things you might want to rethink buying this Christmas. Your bank account will thank you, and so will your stress levels.
Let’s dive in and discover how a little restraint can bring a lot of holiday cheer.
Holiday Decorations and Party Supplies
Decking the halls can be a fun tradition, but the costs of buying new decorations or party supplies each year can quickly add up. Many people feel pressured to keep up with the latest trends or outdo last year’s setup, which isn’t always necessary.
Opting out of certain decor purchases doesn’t mean your home won’t feel festive. Simple, reusable, or handmade decorations can offer just as much charm without the repeated expense.
Similarly, holiday parties can be costly when you buy fancy disposable tableware or extravagant party favors. Skipping these can save you money and reduce waste.
1. Disposable Tableware – Single-use plates, cups, and cutlery might seem convenient but buying them every holiday season adds up quickly. Investing in a set of reusable, festive dinnerware can save you money in the long run and is kinder to the environment.
2. Inflatable Lawn Decorations – These oversized, flashy inflatables can be eye-catching but are often fragile and short-lived. Instead, using natural elements like pinecones or string lights can give your yard a cozy glow without the hefty price tag.
3. New Christmas Tree Ornaments – The urge to buy trendy or themed ornaments each year can lead to clutter and overspending. Try rotating your existing collection or crafting your own ornaments for a more personal and budget-friendly touch.
4. Party Favors and Gift Bags – These small extras can seem like a fun gesture but quickly inflate your party budget. Focus on meaningful interactions and homemade treats instead of costly favors.
5. Pre-packaged Gift Wrap Sets – Ready-made wrapping kits look pretty but often come with excess paper and ribbons you might not use. Buying plain rolls of wrapping paper and embellishing with simple ribbons or natural accents can be cheaper and more creative.
Choosing to skip or scale back on these decorative and party-related purchases can free up funds for more meaningful experiences or gifts. Now, let’s look at another category where cutting back can make a big difference.
Gadgets and Tech Gifts
Tech gifts are popular, but they often come with steep price tags and sometimes end up unused or outdated quickly. Rethinking your approach to gadgets can save you from spending on items that don’t truly add value.
Many tech gadgets are trendy and can feel like a must-have, but their novelty often fades. Prioritizing practical and lasting items over flashy tech can keep your holiday budget intact.
Also, consider that many people already have the essentials, so gifting something more thoughtful or less tech-heavy might be more appreciated.
6. Latest Model Smartphones – Upgrading someone’s phone as a gift can be incredibly expensive and unnecessary, especially if their current device works well. Instead, offering accessories or a thoughtful gift card might be a smarter choice.
7. Smart Home Assistants – Devices like smart speakers are popular but aren’t essential for everyone. If the recipient already owns one or isn’t tech-savvy, this gift risks being unused.
8. Fitness Trackers – While useful for some, fitness trackers can be pricey and sometimes end up forgotten in drawers. Consider non-tech fitness gifts like workout classes or gear instead.
9. Unnecessary Phone Accessories – Items like decorative phone cases or novelty chargers often clutter drawers and wallets. Focusing on basics like quality chargers or screen protectors is more practical and cost-effective.
10. Drone or High-End Toys – These gadgets can be fun but come with high costs and maintenance needs. Plus, kids might quickly lose interest or outgrow them, making them less value for money.
Skipping these expensive or unnecessary tech gifts helps keep your holiday spending in check while encouraging more meaningful choices. Next, let’s dive into food and drink-related expenses.
Food and Beverage Expenses
Holiday meals and treats are at the heart of Christmas celebrations, but splurging on gourmet items or elaborate spreads can quickly blow your budget. It’s easy to feel pressure to impress with extravagant dishes or pricey drinks.
However, simplifying your food and beverage purchases can reduce costs without sacrificing enjoyment. Homemade treats and potluck-style gatherings can be just as festive and much more affordable.
Also, consider that food waste often spikes during the holidays, so buying less and planning smarter meals can save money and reduce waste.
11. Gourmet Cheese and Charcuterie Boards – While delicious, these specialty items can be expensive and often go uneaten. A simple cheese selection or homemade snacks can be just as crowd-pleasing without the high price.
12. Premium Alcohol Bottles – Fancy whiskey or champagne might seem like a luxurious gift or party staple but can be very costly. Opting for quality local brands or skipping alcohol gifts altogether can save money.
13. Pre-made Holiday Cookies – Buying bakery cookies might be convenient but is usually pricier than baking at home. Plus, homemade cookies add a personal touch that store-bought can’t match.
14. Expensive Specialty Ingredients – Some recipes call for pricey ingredients like saffron or truffles, which can inflate your grocery bill. Substituting with more affordable options often works well and keeps costs down.
15. Extra Large Meal Portions – Overbuying food to “avoid running out” often leads to waste. Planning realistic portions based on guest count prevents overspending and leftover headaches.
With food and drink expenses under control, you can focus your holiday budget on more meaningful areas. Let’s now consider gifts that you might want to skip altogether.
Non-Essential Gifts and Gadgets
Not every gift needs to be flashy or expensive to be appreciated. In fact, steering clear of non-essential items can save you from spending on things that won’t be used or valued.
Many non-essential gifts clutter homes and wallets alike, so focusing on meaningful or practical presents is a wiser financial choice. Sometimes, less really is more.
Here’s a list of common non-essential gifts that you might reconsider this holiday season.
16. Trendy Fashion Accessories – Items like seasonal scarves or costume jewelry often fall out of favor quickly and may not suit the recipient’s style. Sticking to classic, versatile pieces is a better use of your money.
17. Novelty Kitchen Gadgets – While fun, single-purpose kitchen tools often gather dust. Investing in timeless cookware or utensils that get regular use makes more sense.
18. Self-Help Books – Unless you know someone is actively interested in a specific topic, these books can feel impersonal and end up unread. Choosing books based on a recipient’s hobbies or interests is more thoughtful.
19. Subscription Boxes You’re Unsure About – These can be exciting gifts but also costly and sometimes unwanted. If you opt for a subscription, make sure it’s something the person truly wants and can cancel easily.
20. Decorative Items Without Practical Use – Trinkets or knick-knacks often create clutter and rarely hold sentimental value. Practical gifts or experiences tend to be appreciated more.
Being mindful about non-essential gifts helps your budget and ensures your presents bring genuine joy. Finally, let’s explore holiday-related services and experiences that might be better skipped or substituted.
Holiday Services and Experiences
The holidays come with many tempting services and experiences, from gift wrapping to expensive event tickets. While some of these add convenience or fun, others might not be worth the cost.
Choosing thoughtfully which services or experiences to invest in can help you focus your spending on what truly matters. Sometimes DIY or more affordable alternatives offer just as much satisfaction.
Here are some holiday services and experiences to reconsider purchasing this year.
21. Professional Gift Wrapping – Paying for this service can be convenient but adds unnecessary costs. Wrapping gifts yourself with simple materials can be a fun and creative activity.
22. Holiday Light Installation Services – Hiring professionals to set up outdoor lights can be pricey. Doing it yourself or simplifying your display can save money and give you a sense of accomplishment.
23. Expensive Christmas Card Mailings – Ordering and mailing glossy photo cards can add up quickly. Digital cards or a thoughtful handwritten note can be more personal and budget-friendly.
24. Overpriced Holiday Event Tickets – Some seasonal events charge premium prices that might not be worth it. Exploring free community events or hosting your own gatherings can be just as enjoyable.
25. Gift Delivery Services – Paying extra for gift shipping or delivery when shopping online can inflate costs. Planning ahead and bundling purchases or opting for in-store pickup can reduce fees.
By skipping some holiday services and experiences, you keep your budget balanced and focus on what truly brings you joy this season.
Christmas is about connection and joy, not just spending. Cutting back on certain purchases can free up money and reduce stress.
Remember, thoughtful gifts and simple traditions often mean more than the costliest items. Your wallet and your loved ones will thank you.
Try implementing just a few of these tips and enjoy a more relaxed, financially smart holiday season!